Long-Term Care insurance helps pay for your care if you or a loved one requires it. Having this insurance in place means peace-of-mind. You didn’t work your entire adult life just to spend all of your hard-earned savings to cover medical costs in retirement.
Who Do You Know? You probably know someone who has required some type of long-term care. You know the emotional, physical, and financial toll it can take on a Family. LTCi protects this from happening to your Family.
What’s Your Plan? Statistically, 6 out of 10 ten people over age 65-years will require some sort of long-term care. How will this impact your Family? Have you thought about where you’ll live, or who will take care of you?
How Will You Pay? Many people believe Medicare will cover all their long-term care needs; this is a mistake. Does your plan for retirement include paying for prohibitively expensive care out-of-pocket?
Long-Term Care insurance can be used for any type of care: Nursing Home; Assisted Living Facility; Home Health Care; Adult Day Care; or Hospice care.